Fees and Charges

SCHEDULE OF CHARGES
 
  Classic Gold  Platinum
Annual Fee $25.00 $45.00  $200.00
Additional Cardholder Fee $25.00 $45.00  $200.00
Interest Rate 16% 14%  12%
Over-Limit Fee $25.00 $25.00  $25.00
Late Fee $20.00 $20.00  $20.00
Card Replacement $20.00 $20.00  $20.00
Cash Advance Charge 5% 5% 5%
  (Charge is per transaction with a minimum charge of $5.00)
Minimum Payment 3% 5%  5%
  (Of Statement Balance)